What Company Factoring Service Accomplished This...

Why Businesses Choose Us
Again and Again
for their Company Account Factoring

Same Day Funding

Advance Rates that Exceed
   Industry Norms by 20%
   We offer cash advance rates up to 97%
   The typical maximum in the invoice factoring    industry is 80%.
   We can offer you higher advances because
   of our unique financing capabilities

Flexible Contracts-
   We provide you with contracts
   that meet your cash flow needs,not ours.

   Unlike the others, we do not make
   you sign long-term contracts and we don't
   charge you fees when you are inactive.

Company Account Factoring Processing
   Not only can we offer you the most
   advanced technolgy but we also maintain
   the old-fashioned systems because
   every client has different needs.

   Unlike the Others, our objective here
   is not to force you to conform to us,
   but to get you the cash you need
   in the quickest and most
   efficient manner.

Experienced Account Managers
   We are seasoned professionals with
   an average of 11years industry experience per    account executive.
   (Well above the invoice factoring industry
   norm of 2 years)

Personalized Service
   You have one dedicated person and his
   or her assistant who handle your account.

   Unlike the others, with us you don't
   have to start over each time you call
   with a new person

Please contact us today
   and our seasoned invoice factoring
   specialists will help you
   get the cash you need TODAY

Invoice company factoring can help those firms that banks often find difficult to approve such as start-up companies whose growth outstrips cash. The primary focus in invoice factoring relationship is the credit-worthiness of the customers being invoiced and the client’s ability to produce a quality product or service. Simply put, if the business has an acceptable product or service that it provides to a creditworthy customer then the business is a candidate for factoring company account.

Typically a factoring program operates slightly different. invoice factoring and account receivable factoring services It is important to understand what factoring programs provide the greatest benefits and at the least cost. Several criteria should be addressed when searching for a reputable factor. Are there setup fees, maintenance fees or penalty fees? Is there a long term contract? Are there monthly minimums? Does the factoring consultant provide credit and collection services at no additional charge? What accounting reports will the factoring of account factor supply? What value-added services does it provide?

A company for which sale-leaseback of equipment worked particularly well was one entering the automotive industry as a tier one supplier. The process entailed long lead time between order and production. Much of this time was spent tooling up and investing in expanded staff and facilities. Naturally, the result was projected operating losses until this new business started. A conventional bank could not see past the months of anticipated negative cash flows.

invoice factoring company
and account receivable factoring
and accounts receivable financing

An equipment lessor, however, could be much more collateral focused. The ultimate structure allowed the company to sell the equipment to the lessor for 100% of its cost and to lease it back for five years, returning it to the lessor at the end of the term at a reasonable rate of interest. If the company wished to purchase the equipment at lease end, the effective interest rate was significantly higher. But then again, the desire to purchase would mean that the new program had been successful, and that there would be plenty of profits to spend. In this manner, the arrangement reduced the risk to the company.

These potential small business loan debt consolidation problems should be addressed as early as possible - before an organization enters into an accounts receivable financing program - in order to minimize time, effort, and expense and maximize the veteran administration small business loan benefits of the financing agreement.

To understand how ABS came about and operate, we must look back more than 20 years to when the government decided to make residential housing affordable by making investments in mortgages attractive to investors, thereby increasing the availability of mortgage financing. The government guaranteed these loans, provided they met certain requirements. This allowed for the creation of pools of "conforming" mortgages that ultimately were guaranteed by the government. They became very attractive collateral for investors. These accounts receivables financing investment instruments are commonly known as GNMAs (Ginnymaes), FNMAs (Fanniemaes), and other more esoteric, less recognizable names.
Freight factoring

This was the beginning of a very important trend in U.S. capital markets. Both lenders and investors realized that sometimes an investor is better off in terms of risk if he buys a pool of loans than if he lends money directly to the company that booked the loans.

Nowadays, investors invest directly in all kinds of grouped assets: mortgages, student loans, car loans, credit card receivables, leases, even franchise dues or insurance premiums. They do this by buying ABS, notes or bonds issued by a special purpose company, the sole function of which is to hold the receivables which are the assets that back the securities. ABS have become so much a part of our financial markets that, in 1993, more ABS were issued than corporate bonds.

These special purpose companies are hybrids: like banks and finance companies in the sense that they are interested only in earning interest on a financial transaction, and like factors in that they purchase receivables.